Customized Investment Strategies

Your unique needs and goals require a customized approach that considers your place in life today and where you’re headed in the future. But customization isn’t enough. The most successful investment strategies are also built on a consistent, disciplined process.

That’s why we use investment advisory platform to build a comprehensive investment strategy focused on your unique preferences and objectives. It offers a range of strategies and the ability to mix and match models for a portfolio that aligns with your risk tolerance, timeline, and goals.

We have access to a wide range of investment services and products, including

• Advisory Services
• Brokerage Services
• Stocks, Options, Bonds, Mutual Funds, ETFs
• UITs, REITs, ADRs, Alternative Investments
• Structured Products
• Separately Managed Accounts
• Fee-based Variable Annuities

Portfolio Construction Process

1. Determine Portfolio Allocations

 We create asset allocations designed to work toward each investment objective. As part of this process, we determine:

• If the portfolio will use passive and/or active investments: whether the underlying investments are more static or actively traded.
• If we’ll manage the portfolio strategically with a long-term view or more tactically with a shorter-term time horizon: strategic portfolios are often traded less often, while tactical portfolio is traded more often in response to market movements.
• How the portfolio will be diversified to help manage risk

     The ultimate outcome of these decisions will result in the portfolio’s asset allocation.

 2. Research and Select Investments

 We’ll review the universe of products to determine which we’ll use in the portfolio to fill out the allocation. Because we partner               with an independent firm, we have the freedom to select investments in our client’s best interests.

 We use a detailed approach to review the history, performance, and stability of the various funds. We have the ability to harvest             detailed due diligence information from LPL Research.

3. Design Your Investments Strategy and Portfolio

 Based on your primary investment goals and objective, we put you into the models most appropriate for your portfolio.

 4.  Ongoing Monitoring and Review

We’ll regularly review your strategy, as well as what’s happening with you, your goals, and make adjustments if needed. If your goals or risk tolerance change, we might put you into a portfolio with a different investment objective.

We’ll also regularly review the portfolio and allocation to ensure it’s working toward its investment objective as expected. If it’s not tracking as expected, we’ll make adjustments to the investments.

Why Advisory Could Be the Right Decision

There are a couple of different ways to work with a financial advisor. Two of the major ones are a commission-based approach and an advisory, or fee-based approach. Learn why an advisory approach could be a good option.

Watch this video to understand the benefits of advisory and how it's different from commissions.

Our Advisory Platforms Overview

We offer six advisory platforms, each with different features and benefits, providing a wide range of advisory options.

• Strategic Asset Management (SAM): Open-architecture, advisor-driven platform offering the ability to create customized portfolios while wrapping multiple investment in one account with one statement.
• Model Wealth Portfolios (MWP): Unified Managed Account (UMA) with advisor models, SMAs, and ETF/MF models, supported by outsourced trading.
• Optimum Market Portfolios (OMP): Sophisticated, yet simple, mutual fund wrap portfolios designed by LPL Research using Optimum Funds by Macquarie.
• Personal Wealth Portfolios (PWP): A high-net-worth-focused unified managed account (UMA) platform with SMAs and ETF/MF strategies.
• Manager Select (MS): Individual equity and fixed income management through separate managed account (SMA) platform offering access to a variety of institutional manager at significantly lower account minimums
• Guided Wealth Portfolios (GWP): Advisor-enhanced robo solution that couples a digital investment platform using ETF models designed by LPL Research, with an option to allow clients to open their own accounts.

Getting Started

Guided by our portfolio construction experience, we can help you pursue your goals through an asset management strategy that provides a disciplined investment process backed by comprehensive resources and experienced strategies. Let us know if you’d like us to begin building your personal investment strategy today.

We invite you to schedule a complimentary Consultation and discover how we can help you pursue your financial goals.